If you're like most people, the vehicles you own are your most significant property investments, second only to your home. Protecting them with insurance is not only smart financially, it's mandatory in most cases.

Auto insurance protects you against financial loss if your car is involved in an accident. Coverage and costs can vary significantly; some coverage is mandatory and additional coverage is optional. Personal Injury Protection (PIP) pays for your own medical expenses, any lost wages, and other costs that may arise when you're injured in an accident. It usually pays about 80 percent of your losses, and it also pays a death benefit. Some states require PIP or other coverage for your own medical expenses, as well as pain and suffering losses, and car damage in the event that the other motorist is at fault and is either uninsured or underinsured.

We can help you sort through your options to establish a policy that complies with the law and matches your comfort level for coverage and price. We can help you secure well-priced coverage areas in California, as well as some of the options selected most often, including:

Required auto policy coverage
• Liability Bodily Injury / Property Damage
• Bodily injury caused by uninsured auto - Uninsured Motorist Bodily Injury
• Uninsured Motorist Property Damage
• Underinsured Motorist
• Medical payments
• Comprehensive / Collision
• Towing and labor
• Rental reimbursement
• Diminishing Deductible

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