Even if you are not required to purchase boat insurance to secure a loan or use a marina, authorities highly recommend it because of the high-risk nature of boating. The coverage and opportunities to lower your premium are
specific to boating.

Typical coverage
•  Bodily Injury / Property Damage
•  Uninsured Motorist Bodily Injury
•  Uninsured Motorist Property Damage
•  Medical Payments
•  Physical Damage
•  Theft
•  Motor Coverage
•  Trailer Coverage

Potential opportunities to lower your premium:
•  New Boat
•  Automatic Fire Extinguisher
•  Burglar Alarm
•  Approved Boating Education Course

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